What is the best cover for you to protect your boat if something goes wrong?

At Morris Insurance Brokers Ltd, we understand owning a yacht or boat is more than just a hobby - it's a lifestyle. Whether you use your vessel for weekend getaways or to explore the open waters, we can help you protect your investment with comprehensive yacht and motorboat insurance.

Whilst boat insurance is not a legal requirement on many waters, having appropriate cover does make sound financial sense, however, there are two stand-out reasons why boat insurance is not a "would like to have" but a "must have".

Firstly, you have to protect your capital investment against loss or damage which ultimately could result in a large and costly repair bill if the worst were to happen.

Secondly, having adequate boat insurance can help to protect you against any third party liability for injury or damage caused by you or your vessel.

We can obtain policies from specialist Marine Insurers which are tailored to meet the unique needs of yacht and boat owners, covering everything from liability protection to physical damage to your vessel. We can offer coverage for a wide range of vessels, including luxury yachts, sailboats, powerboats, and more.

We will work with you to design a policy which meets your specific needs and budget. We understand that owning a yacht or boat is a significant investment, which is why we offer flexible coverage options to ensure you are protected.

These yacht and boat insurance policies can include protection for damage to your vessel, liability for injury or damage caused to others, personal effects coverage, and more.

Yachts and boats come in all shapes and sizes and everyone's boating lifestyle is different. So we need to ensure your insurance is right for your craft, your mooring arrangements and your usage.

We can obtain cover for the following:

Yacht and Motorboat Cover

Yachts and motorboats above 25 feet in length up to £1,000,000 in value.

Small Craft Cover

Small craft up to 25 feet in length and racing risk cover for small yachts up to 23 feet in length.

We can arrange yacht insurance, dinghy insurance and small boat insurance, as well as cover for a wide range of pleasure boats including superyachts, motorboats, motor cruisers, speedboats, ribs, narrowboats and traditional sailboats.

What are the most common yacht and boat insurance claims?

• Collision with Underwater Objects - its what you can't see that often does the greatest damage.
• Storm Damage
• Vandalism
• Collision with another board
• Fire and Explosion
• Sinking
• Onboard Injury
• Boat Theft
• Theft from Boat

Our aim would be to provide you with the highest standards of cover from Insurers at the most competitive rates.

Contact us today to get a quote for your vessel. We are committed to helping you enjoy your time on the water with peace of mind.

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