If you own a second home or a holiday home, an insurance policy can keep your property protected even when you are not there.

Certain High Value Household Insurers are willing to offer cover for your second home and/or your overseas holiday home, but this Insurer will usually insist on covering your main residence in the U.K. before offering you terms for this additional property.

We can help you with this, but we also work with certain specialist Insurers who can offer you insurance cover for your second home and your overseas holiday home separately, depending on your risk details.

Morris Insurance Brokers Ltd understands the importance of protecting your holiday or second home. Whether you use your property for your own personal use, rent it out to others, or a combination of both, we can obtain comprehensive holiday and second home insurance policies tailored to your unique requirements.

For anyone who owns more than one residence why not make sure you have the correct insurance policy, so this can give you peace of mind, even when you are not there.

We can obtain policies with coverage for a variety of risks, including damage to your property, loss of rental income, and liability claims. We can provide coverage for properties of all sizes both within the UK and Overseas, from chalets, to ski apartments and villas, holiday homes in the sun.

At Morris Insurance Brokers Ltd. we know your holiday or second home is more than just a property; it is a place where you make memories and enjoy life. Let us help you protect your investment with a comprehensive overseas home insurance policy and/or a second home insurance policy that fits your needs.

So, how can we help you?

We will ensure that you have insurance which will cover your second home for any long periods when it is left unoccupied.

If you rent your property to others, let us know as we need to make sure you have a policy which allows this or your insurance could be invalid.

You may not keep as many expensive possessions at your second home, but it is still worth protecting what you do have. We can help you create an inventory of your items and valuables, so you know you have the correct cover in place.

We can find you a policy which includes cover such as legal expenses, loss of income, alternative accommodation, public liability and also employers liability insurance, which you will need especially if you employ domestic staff, for example a cleaner, cook, housekeeper or gardener at the property.

Other people may not take quite as much care of your property as you would - and accidents do happen.

Please get in contact with us, so we can work with you to identify your specific risks and customise your policy accordingly.

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