The precious antiques a homeowner has spent years collecting can still be subject to fire, theft and a host of other perils

If you have homeowners' insurance, you will usually have coverage for personal property, however, there are also limits to the value of goods under that policy.

If you have a large collection of Antique Art, Antique Furniture, Sculptures and Precious Collectables, you may need a specialist or even a separate insurance policy, and we can work with you to provide an insurance policy that is tailored to those risks.

Whether your artwork is being held in storage, in transit, or on view in your home, we can find you a policy which will cover you for all eventualities.

Whether its paintings, sculptures or photographic prints, your art collection may be worth more than you think and may not be covered by your existing home insurance.

You may have recently inherited or been gifted some valuable art pieces or you may prefer to display your art collection in your own home to enjoy it rather than hide it away in a safe or in a secure storage unit.

We know that antiques cannot be replaced like for like, so with fine art insurance, you will have the option of either replacing your item with something similar or keep a cash settlement.

It is important to have your items of value, appraised and properly insured

When it comes to fine art items, these tend to fluctuate over the years, usually due to factors such as artist reputation, artist demise, media coverage and general trends.

This is why we ensure to offer you regular reviews of your cover, as well as recommending independent valuers to come and visit you at your home, so if an item is damaged or lost you will receive the exact amount as listed on your policy.

We will keep any valuations and photographs of your items on file, so that in the unfortunate event of a claim, we can provide insurers with all the information they require in order to act quickly and efficiently.

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