Whether you have a second home you rent out, a portfolio of properties in different areas, or a whole block of flats we are here to help you.
Landlord or Property Owners Insurance is similar to normal household insurance cover except this is a policy specifically designed for buy to let properties.
This insurance offers similar cover to home insurance, protecting the building against common risks such as flood, fire, storms and burst pipes. Alongside this, it also covers you for the risks you face as a landlord when letting your property, such as rehoming your tenants into temporary accommodation and property owners liability.
Residential landlord insurance policies usually start with property owners’ liability cover, plus protection for your contents and the building itself. Rent protection is also a priority.
There's no legal obligation for a landlord to take out a dedicated insurance policy. However, a conventional home insurance policy will not cover you for rental activities, and if you have a mortgage on your property it is very likely that your lender will require you to take out insurance before you take on tenants.
We can provide insurance cover for buildings, general contents, in respect of residential, commercial, property land multi-property landlord insurance.
We know the information our Insurers will require, so we will ask you some simple questions in order to tailor your policy to your own personal requirements.
Providing tenants with a property to live in is a big responsibility and Morris Insurance Brokers Ltd want you to have the peace of mind to know that your rental property is protected.
Please get in touch with us today, so we can help you with your Property Owners Insurance.
Check out our testimonials page to see what our clients have to say about Morris Insurance Brokers Ltd and their experience
Thank you for the renewal terms for our Property Owners and Terrorism Insurance. We really appreciate your help, as you are providing us with a valuable service.
****** Ltd. London
Having looked over all your quotations, we would like to move our house insurance to Morris Insurance Brokers Ltd.
Mr and Mrs T, London
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Morris Insurance Brokers Ltd is an Appointed Representative of Movo Partnership Ltd who are authorised and regulated by the Financial Conduct Authority, authorisation number 823503. Registered Office: First Floor, 30 High Street, Chislehurst, BR7 5AS Registered in England No: 11544238. Morris Insurance Brokers Ltd is registered in the United Kingdom, company no. 7472251 and our FCA no. is 538453.